Life Insurance that can create wealth.

Get world-class cover with a built-in
Investment option at no extra cost.

Starting from $30/month.

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Lowest life insurance rates in seconds.
We match up to 100% of your life insurance premium into a Wealth Bonus that tracks the market like an investment. Every premium you pay helps create wealth for your future.



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Disability Insurance
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Simpler, smarter,
more rewarding
We think life insurance should be more about living. So we introduce you to the products that protect and create wealth while you’re alive.


Designed for self service and internet generation.

Insurance Optimal is fully digital, utilizing technology to simplify the process of buying life insurance. Simpler, smarter, and more rewarding.

You can do everything online in no time.
Online quotes and coverage in under ten minutes. Paperwork and waiting are not required.
Technology that gives you more value.
We replaced old analogue processes with modern technology that works better and policies cost less.
Do more than get insured, create wealth.
Every policy has a built-in Wealth Bonus, and we contribute to it every time you pay your premium.
You have access to coverage instantly online.
Buy your insurance online and get instant cover, before you’ve even paid for it.
A better insurance policy at a lower price.
We use state-of-the-art technology to give you a more accurate premium, with lower premiums.

Skip the premiums. When life happens.

Insurance Optimal lets you proactively skip premiums without losing your coverage.
Helpful and friendly support each time you need it.
When it comes to insurance, our advisors are always ready to help. Get qualified assistance through live chat, phone, our Help Centre, or by email.

Get Life Insurance to take care of Your loved ones Income Protection Financial Security Wealth Creation Funeral Expenses And Much More...

World-class coverage that rewards you with
wealth while you’re alive.