Guaranteed Life Insurance

You can get the life insurance coverage you need in as little as just under a day. Whether you have very serious medical conditions, or are in good health.
You have some health problems
You’re hard to insure
You don’t like needles or medical exams

 Instant, online, in minutes

GUARANTEED LIFE INSURANCE
Who Should Apply for This Insurance Plan?
Designed for the most challenging applicants; if you have a very serious medical condition or if you have been told you don’t qualify for insurance, Guaranteed insurance policy maybe the plan for you.
Guaranteed approval
No medical and 100% approved life insurance with one click.
No Needles No Tests
Hassle-free, no visiting doctors, and no tests needed.
Tailored Coverage
Personalize your cover that befits your insurance needs.
Affordable Premiums
Guaranteed Approval regardless of your health condition.

Explore our term and permanent No Medical Plans, then use our Quick Quote tool to see how affordable your premiums can be.

INSURANCE OPTIMAL
See how we can help
whether you are in good health or hard-to-insure. Whatever your health history, age, or income, we’ll work alongside you to help you choose the best coverage to meet your needs.
WHY BUY THROUGH INSURANCE OPTIMAL?
Simplified Life Insurance that Works
Life Insurance should free you to live your life. We offer numerous conveniences:
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Initiate your application in the comfort of your home
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Online support when you require it
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We help you sift through the jargon
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No delay in coverage beginning
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Insurance at affordable rates
SUPPORT
Not sure what insurance you need? We can help.
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Willing to answer a few questions?
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Talk to us about options and a quote
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Begin coverage immediately or save for later
 100% no obligation to accept.

Get Life Insurance to take care of Your loved ones Income Protection Financial Security Wealth Creation Funeral Expenses And Much More...

World-class coverage that rewards you with
wealth while you’re alive.