Guaranteed Life Insurance

You can get the life insurance coverage you need in as little as just under a day. Whether you have very serious medical conditions, or are in good health.

You have some health problems

You’re hard to insure

You don’t like needles or medical exams

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Instant, online, in minutes

GUARANTEED LIFE INSURANCE

Who Should Apply for This Insurance Plan?

Designed for the most challenging applicants; if you have a very serious medical condition or if you have been told you don’t qualify for insurance, Guaranteed insurance policy maybe the plan for you.

Guaranteed approval

No medical and 100% approved life insurance with one click.

No Needles No Tests

Hassle-free, no visiting doctors, and no tests needed.

Tailored Coverage

Personalize your cover that befits your insurance needs.

Affordable Premiums

Guaranteed Approval regardless of your health condition.

Explore our term and permanent No Medical Plans, then use our Quick Quote tool to see how affordable your premiums can be.

INSURANCE OPTIMAL

See how we can help

whether you are in good health or hard-to-insure. Whatever your health history, age, or income, we’ll work alongside you to help you choose the best coverage to meet your needs.

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WHY BUY THROUGH INSURANCE OPTIMAL?

Simplified Life Insurance that Works

Life Insurance should free you to live your life. We offer numerous conveniences:

Initiate your application in the comfort of your home

Online support when you require it

We help you sift through the jargon

No delay in coverage beginning

Insurance at affordable rates